The Forecast for Risk in 2013
by Geoff Considine
With the new year upon us, pundits are issuing their forecasts of market returns for 2013 and beyond. But returns don't occur in a vacuum - meeting clients' goals requires an asset allocation that appropriately balances return and risk. So what follows are my predictions for risk across major asset classes, based on a theoretically sound approach that has proven to be reliable in the past.

Video Highlights from Henderson Global Investors

2013 Global Outlook
Bill McQuaker, Head of Multi-Asset, provides an outlook on global markets for 2013. He looks at both positive drivers and potential pitfalls but suggests 2013 could provide more convincing evidence that the economy is emerging from the financial crisis and entering a different phase.
Energy and the End of Growth
by Michael Edesess Is economic growth coming to an end? That's been a hot topic of discussion, thanks to a paper by Robert J. Gordon. It had a simple but striking thesis: 'There was virtually no growth before 1750, and thus there is no guarantee that growth will continue indefinitely.' But before 1750 there were no fossil fuels either. Only once humans tapped the large deposits of coal and oil did economic growth truly awaken. The history of economic growth is, so far, the history of fossil fuels. This causes us to wonder whether economic growth will end when it is no longer powered by fossil fuels. 
Six Lessons for Advisors from the Mayo Clinic
by Dan Richards
The Mayo Clinic's world-renowned reputation as the preeminent provider of medical services was achieved through decades of refining and improving its core processes - and by constantly reviewing whether the assumptions behind its mission were still valid. A visit to that clinic revealed six lessons for advisors.

A New Year's Message from the Publisher
by Robert Huebscher
Advisor Perspectives just wrapped up a momentous year, and I'd like to share with you some of our accomplishments from 2012 as well as our plans for next year.

Should Bonuses be Tied to Performance?
by Beverly Flaxington
We do performance reviews for our staff every year. I do not believe performance should be directly linked to bonuses - they are different topics. But my COO says that we should divvy up the profit pool based on everyone's performance. Who is right?

2012: Resumption of the Stock Market Recovery
by Ronald Surz
Let's take a close look at the details of what occurred in 2012 so we can assess the opportunities and prepare for the surprises that 2013 will bring. I'll give you my opinions, and you should form your own.

Career Opportunities
We are posting career opportunities for firms that seek to add financial advisors and planners to their staff. Read more to find out how to post opportunities at your firm. We have posted one new opportunity since last week.
Letter to the Editor
by Various A reader responds to our interview, Jeremy Siegel on 'Dow 15,000,' which was published on December 18. 
Our Most Read Article from Last Week:
Three Steps to Dynemite Client Events in 2013
by Dan Richards
Last fall, I wrote about the declining effectiveness of broad-based client events, especially when it comes to attracting your most important clients. Today, I want to focus on the three qualities that have led to successful events for advisors.

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